Homebuyer guide blog

2 min read

Questions Smart Homebuyers Ask Before They Apply

Buying a home is one of the biggest financial decisions most people make—but that doesn’t mean you need to have everything figured out before getting started. In fact, some of the smartest homebuyers begin by simply asking questions.

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Premia Mortgage Pre-Approval

1 min read

Pre-Approval vs. Pre-Qualification: What’s the Difference (and Why It Matters)

Understand how each option works—and which one gives you the edge when buying a home.

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2 min read

First-Time Homebuyer's Guide - Part 2

Why do you want to buy a house? Before you decide to buy a new home, you'll need to decide why you want to buy a new home. Like many steps in the...

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1 min read

Understanding the Importance of Credit

A credit rating or FICO score is one of the most critical pieces of customer information when applying for a mortgage. What is a credit rating or...

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1 min read

Benefits of the Adjustable Rate Mortgage

If you do not plan on staying in your home for 30 years, why finance it for 30 years? It is a great question, especially for relocating employees who...

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3 min read

Why Homeownership is Still a Smart Financial Move

We’re convinced buying a home is still a smart financial move, and despite the chatter in some quarters, now can be a great time to enter the...

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4 min read

How to Buy a Home with No Money Down - Part 2

What if you don't qualify for government-backed loans? There’s a lot to understand for those learning how to buy a house with no money down. As you...

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3 min read

How to Buy a Home with No Money Down - Part 1

Buying a home shouldn’t be reserved for the wealthy. Everyone deserves the chance to own their own home if they choose. Buying a home is out of reach...

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5 min read

Still Renting? It Adds Up!

It’s an age-old quandary that millions of Americans confront every year: Should I rent or should I buy a home? Admittedly, it’s not always easy to...

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6 min read

Busting the Top 10 Myths About Homebuying

Buying a home is one of the most important and expensive decisions you’ll ever make. For that reason alone, you need to use the best, most accurate...

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