A loan where your interest rate—and monthly payment—stay the same for the life of the loan.
Premia offers 10-, 15-, 20-, 25- and 30-year fixed terms.
Yes—it’s ideal if you plan to stay in your home and want predictable payments.
Absolutely—in fact, if your original loan was with Premia, you may be eligible to refinance with no lender fee.
They can have slightly higher initial rates, but offer long-term stability.
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