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Pre-Approval
Refinance
Loan Options
All Loan Options
First-Time Homebuyer
FHA
VA
Fixed-Rate
Adjustable-Rate
High Balance
Jumbo
Buydown Program
Foreign National
Our Team
All Loan Experts
David Backstrom
Dan Bauman
Lore Boczar
Scott Jansen
Bryan Kuhn
Johnny Lukehart
Shawn McCann
Mike Mieling
Paul Monsen
Billy Nocita
Cade Stark
Kevin Sullivan
Ken Woodward
Homebuyer Guide
Welcome to our blog, where you'll find mortgage tips, guides, and homebuying insights.
2 min read
First-Time Homebuyer's Guide - Part 2
Why do you want to buy a house? Before you decide to buy a new home, you'll need to decide why you want to buy a new...
1 min read
Understanding the Importance of Credit
A credit rating or FICO score is one of the most critical pieces of customer information when applying for a mortgage....
1 min read
Benefits of the Adjustable Rate Mortgage
If you do not plan on staying in your home for 30 years, why finance it for 30 years? It is a great question,...
3 min read
Why Homeownership is Still a Smart Financial Move
We’re convinced buying a home is still a smart financial move, and despite the chatter in some quarters, now can be a...
4 min read
How to Buy a Home with No Money Down - Part 2
What if you don't qualify for government-backed loans? There’s a lot to understand for those learning how to buy a...
3 min read
How to Buy a Home with No Money Down - Part 1
Buying a home shouldn’t be reserved for the wealthy. Everyone deserves the chance to own their own home if they choose....
5 min read
Still Renting? It Adds Up!
It’s an age-old quandary that millions of Americans confront every year: Should I rent or should I buy a home?...
6 min read
Busting the Top 10 Myths About Homebuying
Buying a home is one of the most important and expensive decisions you’ll ever make. For that reason alone, you need to...
2 min read
5 Benefits Only Homeowners Can Enjoy
When it comes to buying a home versus renting, there’s really no comparison. While renting might be the right choice in...
2 min read
Is Now the Time for a Financial Fresh Start? Refinance and Reimagine Your Finances!
Let's be real, keeping up with bills and loans can feel like a never-ending marathon. And when interest rates are high,...
5 min read
10 Surprising Things You Should NOT Do Before Buying a Home
Buying a home is a lengthy, complicated process. While you may buy another expensive product – such as a car – in a few...
5 min read
Homebuying Guide
2025 is shaping up to be a pivotal year for homebuyers. The higher mortgage rates of 2024 seem to be fading away as...
5 min read
The Secrets to Online Home Listings
We’ve all been (virtually) there – you’re about to click purchase on a product you found online, and you pause. You...
4 min read
Five Tips To Handle Financial Stress
It's no surprise that many Americans are feeling financial stress these days. In fact, about 62.7% of Americans say...
4 min read
Does a Mortgage Pre-Approval Impact Your Credit Score?
You’ve found a home you love. It checks all the boxes—great location, right price range, everything you’ve been looking...
10 min read
What's the Best Way to Save for a Home?
Buying a home means saving for a home. And “saving” is something many Americans have historically found challenging—as...
8 min read
The ROI of Renovation
There are many reasons why a homeowner might want to renovate their space, from wanting new, exciting features and...
4 min read
10 Essential Mortgage Steps for First-Time Homebuyers
Mortgages can feel intimidating, especially if it’s your first time buying a home. Between understanding loan terms,...
2 min read
Top 3 Ways to Prepare Your Home for a Bright & Beautiful Summer!
Spring is the perfect time to get your home ready for the warmer months ahead. Whether you’re dreaming of a spruced-up...
1 min read
Top 3 Reasons Why You Shouldn’t Wait to Buy a Home (Even if Interest Rates Aren’t Perfect)
Thinking about buying a home but holding off because of interest rates? Here’s why delaying your plans could cost you...
4 min read
Unlocking Homeownership: What You Really Need for a Down Payment
Is a Down Payment Holding You Back from Buying a Home? You’re not alone. Many aspiring homeowners believe they need a...
7 min read
Rent vs Buy: Why Buying Could Be Your Best Move
Why renting may not be the cheaper alternative after all It’s an age-old quandary that millions of Americans confront...
3 min read
Making an Offer on Your Dream Home: 7 Essential Steps for Success
You've finally found your dream home—congratulations! Now comes the exciting yet sometimes overwhelming step: making an...
3 min read
Timing Your Refi: How Soon Can I Refinance My Mortgage?
Refinancing your mortgage can lower your payments, shorten your loan term, or give you access to cash. But how soon can...
2 min read
Top 10 Mortgage & Homebuying Myths – Busted!
Buying a home is one of the biggest financial decisions you’ll ever make—so it’s critical to use accurate, up-to-date...
2 min read
How to Choose the Right Mortgage: A Guide for Every Homebuyer
The homebuying process is full of important decisions. While choosing the right property is the most obvious, one of...
1 min read
Is Now the Right Time to Refinance? The Fed Thinks So.
If you’ve been waiting for mortgage rates to dip, the Federal Reserve’s rate cut yesterday may be the sign you’ve been...
4 min read
10 Things to Avoid When Buying a Home
Buying a home is one of life’s biggest milestones—but it can also be one of the most complex. Unlike buying a car or...
3 min read
First-Time Homebuyer's Guide - Part 1
5 steps to buying your first home Buying a house is a BIG deal, especially when it’s your first time. In the minds of...
1 min read
Part Two: How to Turn Preparation Into Action for a 2026 Home Purchase
If buying a home is on your 2026 roadmap, the most successful buyers won’t be those who wait—they’ll be the ones who...
2 min read
Part One: What Homebuyers Should Know About the 2026 Housing Market and How to Start Preparing Now
Mortgage rates appear to be trending in a more favorable direction, and many experts believe 2026 could present...
2 min read
Is the Housing Market Turning? The Data Says Yes!
Why Now Could Be a Smart Time to Buy a Home The U.S. housing market is showing signs of balance after years of tight...
2 min read
Get a Jump on Spring: Fresh-Start Guide for Homeowners
It might still feel like winter outside, but February is actually the perfect time to start preparing your home for...
2 min read
Applying for a Mortgage? Here’s What Counts as an Asset
With mortgage rates stabilizing compared to recent highs, many buyers are taking another look at homeownership. If...
2 min read
Top 8 Things People Get Wrong About the Mortgage Process (And What Actually Matters)
There’s no shortage of mortgage advice out there—friends, family, the internet… everyone has an opinion. The problem? A...
5 min read
How to Buy Down the First Year (or Two! or Three!) of Your Mortgage
The recent housing market has been a challenge. Home prices are elevated in some areas, mortgage rates have been a...